Are you planning on submitting a FAFSA (Free Application for Federal Student Aid)? It turns out some students just don’t bother to apply. Knuckleheads.

I just wrote a newsletter on why submitting a FAFSA early can get you more loan money. (You can subscribe to my newsletter in the right hand column.)

Here are three of the biggest reasons students don’t bother to apply:

My parents make too much money.

In fact, there is no income cut-off to qualify for federal student financial aid.

My grades aren’t good enough.

The truth is, most federal student aid programs don’t take grades into consideration.

The form is too hard to fill out.

Fill out a FAFSA online and the form will walk you it through step-by-step and you’ll only fill out questions that apply to you. Plus, if you need more help, you can access private, real-time online chat with a customer service rep.

Another good reason to submit a FAFSA? Schools and states use this form. In fact, some schools won’t consider you for financial aid unless you submit a FAFSA.

So go ahead. Apply.

Help from FAFSA’s website:

Find out your state’s deadline
This video shows you how to fill out the FAFSA
Did you already submit your FAFSA? Here’s what to expect next

related links:
Fox Business News: Four Ways To Prepare for the FAFSA